Privacy Policy

Last Updated: February 3, 2026

SmartBill ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application.

1. Information We Collect

1.1 Personal Information

When you use SmartBill, we may collect the following personal information:

1.2 Automatically Collected Information

1.3 Information We Do NOT Collect

2. How We Use Your Information

We use the collected information for the following purposes:

3. Data Storage and Security

3.1 Where We Store Your Data

3.2 Security Measures

We implement industry-standard security measures to protect your data:

Important: While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security.

4. Third-Party Services

SmartBill integrates with the following third-party services that may collect and process your data:

4.1 Google Services

4.2 Razorpay

Please review the privacy policies of these third-party services to understand how they handle your data.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

6. Your Data Rights

You have the following rights regarding your personal data:

6.1 Access and Portability

6.2 Correction and Update

6.3 Deletion

6.4 Opt-Out

To exercise these rights, please contact us using the information provided below. We will respond to your request within 30 days.

7. Children's Privacy

SmartBill is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately, and we will delete such information.

8. Data Retention

We retain your personal information for as long as necessary to:

When you delete your account, we will delete your personal data within 90 days, except for data we are required to retain for legal, tax, or regulatory purposes.

9. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using SmartBill, you consent to the transfer of your information to our facilities and third-party service providers globally.

10. GDPR Compliance (For EU Users)

If you are located in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):

Legal Basis for Processing:

11. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the following rights:

12. Guest Mode

SmartBill offers a Guest Mode that allows you to use the app without creating an account. In Guest Mode:

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any material changes by:

Your continued use of SmartBill after any changes constitutes your acceptance of the updated Privacy Policy.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Response Time: We aim to respond to all inquiries within 48 hours.

15. Consent

By using SmartBill, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and sharing of your information as described herein.


© 2026 SmartBill. All rights reserved.